Cristina Acosta
Mortgage Associate · English, Español
Newcomers on work permits or PR, first-time buyers, renewals and refinances.
The team
Three Mortgage Associates. One way of working.
Cristina Acosta Mortgage Team grew out of one person’s reputation for explaining things properly. It is now three licensed associates who hold the same standard: you understand every step, and you decide.
Juan Acosta
Mortgage Associate · English, Español
First-time buyers, self-employed income, and files a bank has already declined.
Sheryl Beaver
Mortgage Associate · English
First-time buyers, self-employed professionals, refinancing and home equity.
Why this team exists
Clarity that backs you up.
Everything begins at the moment people feel uncertain in front of an important decision. Not because they cannot handle it, but because nobody explained it clearly. This team was built for that moment: to turn confusion into security, and doubt into confidence.
There are no empty promises here. There are precise processes, transparent information, and real guidance at every step. We do not sell financial products. We help people understand, so they can move forward.
How we work
Seven steps, and you know where you are in every one of them.
- 01
Conversation
We start with what you want, not with paperwork. No jargon, no assumptions, and no pressure to decide anything on the first call.
- 02
Review
We organize your financial picture and translate it into plain terms, so you can see exactly where you stand and what would change the number.
- 03
Strategy
We lay out the real options across lenders with the trade-offs explained. The decision is yours, and it is an informed one.
- 04
Application
We prepare and submit the file, handle the lender’s questions, and chase documents so you do not have to.
- 05
Approval
We walk through the approval and every condition line by line, so nothing in the fine print is a surprise.
- 06
Close
We coordinate with your lawyer and realtor through to funding, and we are reachable on closing day.
- 07
Ongoing
We stay available after closing: renewals, reviews, a change in your circumstances. The file does not close when the deal does.
The brokerage behind the team
Enrich Mortgage Group
We are licensed Mortgage Associates dealing in mortgages in the name of Enrich Mortgage Group, an independently owned and operated network member of Mortgage Alliance. That gives us access to 249 lenders through Mortgage Alliance: banks, credit unions, monoline lenders and private capital, so the file goes where it fits.
Regulated by the Real Estate Council of Alberta. Our licence status can be verified on RECA ProCheck.
Office
150, 550 71 Avenue SE
Calgary, Alberta T2H 0S6
Most meetings happen by phone or video, in the evening or on weekends. In-person by appointment.
Start
Ready when you are.
Choose who you would like to talk to, then how. A first conversation costs nothing and commits you to nothing.
Cristina
Newcomers on work permits or PR, first-time buyers, renewals and refinances.
English · Español
Juan
First-time buyers, self-employed income, and files a bank has already declined.
English · Español
Sheryl
First-time buyers, self-employed professionals, refinancing and home equity.
English