Closing costs in Alberta

No land transfer tax. Not zero either.

Alberta charges land title registration fees instead of a transfer tax, which is why closing here costs thousands less than in Ontario or BC. The rest is legal work, reports and adjustments. Have this cash ready on top of your down payment.

Type of purchase
Typical costs, adjust if you have quotes
Cash to have at closing
$0

Land title: transfer registration
Land title: mortgage registration
Legal, title insurance, reports
Adjustments and insurance
GST on a new build
For comparison: Ontario land transfer tax

Estimate only. Legal fees and reports vary by firm and property; Alberta fee schedules are verified on the date shown and can change. Constants verified 2026-09-16.