Closing costs in Alberta
No land transfer tax. Not zero either.
Alberta charges land title registration fees instead of a transfer tax, which is why closing here costs thousands less than in Ontario or BC. The rest is legal work, reports and adjustments. Have this cash ready on top of your down payment.
Cash to have at closing
$0
- Land title: transfer registration
- Land title: mortgage registration
- Legal, title insurance, reports
- Adjustments and insurance
- GST on a new build
- For comparison: Ontario land transfer tax
Estimate only. Legal fees and reports vary by firm and property; Alberta fee schedules are verified on the date shown and can change. Constants verified 2026-09-16.
Keep these numbers
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